What is a Title Search in Massachusetts?

A Massachusetts title search is a process that is performed primarily to determine the answer to three questions:

  • Does the seller have a saleable interest in the property?
  • What kind of restrictions or allowances pertain to the use of the land (real covenants, easements, or other servitude’s)?
  • Do any liens exist on the property which need to be paid off at closing (mortgages, back taxes, mechanic’s liens, or other assessments)?

When a title search is needed, it is most often in one’s best interest to contact a title company or attorney to conduct an exhaustive title search. For example, a title report may also show any easements, or recorded legal rights to the property or portions of the property. A previous owner may have legally given a neighbor the right to share the driveway, or the city may have a right to strips of the property for putting power lines, communication lines, water pipes, or sewer pipes.

In Massachusetts, the buyer of a property will usually purchase title insurance, which protects the buyer from any title problems that may arise after sale (such as liens that were missed during the title search). The title insurance company issues a report and issues an insurance policy in support of its findings. However, title searches are most often carried out before contracting is completed between parties and sometimes during the escrow phase of a closing.

A title search is also performed when an owner of a certain real property wishes to mortgage his property and the bank requires from owner to insure their transaction.

Generally, there are two main types of title searching, a full coverage search and limited coverage search; other types include non-insured reports and foreclosure guarantee search.

Fast, courteous, and personal service. Reasonable fees and great turn around time for all kinds of title searches. One Call Does It All. Call us: 508.872.8282

Our Massachusetts Title Search and Real Estate Closing Attorneys represents individuals and businesses throughout Massachusetts, the greater Boston area, Metro West, the North Shore and the South Shore, in communities such as Acton Agawam Amherst Andover Arlington Attleboro Barnstable Belmont Beverly Billercia Boston Braintree Bridgewater Brockton Brookline Burlington Cambridge Canton Chelmsford Chelsea Chicopee Danvers Dartmouth Dedham Dracut Easton Everett Fall River Falmouth Fitchburg Framingham Gloucester Haverhill Holyoke Lawrence Leominster Lexington Lowell Lynn Malden Marlborough Medford Melrose Metheun Milford Milton Natick Needham New Bedford Newton North Andover North Attleboro North Reading Norwood Peabody Pittsfield Plymouth Quincy Randolph Revere Salem Saugus Shrewsbury Somerville Springfield Stoughton Taunton Tewksbury Waltham Watertown Wellesley Westfield West Springfield Weymouth Woburn Worcester.